FAQs Archive - Ritter Elder Law & Estate Planning

Frequently Asked Questions

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  • What is Long-Term Care Medicaid?

    Long-term care Medicaid is a joint federal and state program that provides medical and long-term care coverage for eligible low-income individuals who meet certain medical and financial criteria. The program is known as Medicaid in the United States, and it is administered by individual states.

    Long-term care Medicaid is designed to help people who require long-term care services, such as nursing home care, home health care, and other types of care that are not covered by Medicare. Medicaid may also cover other types of medical services, such as doctor’s visits, hospital care, prescription drugs, and medical equipment.

    To be eligible for long-term care Medicaid, an individual must meet certain income and asset requirements, as well as medical criteria that demonstrate a need for long-term care services. The exact eligibility requirements may vary by state, but in general, the program is intended for low-income individuals who require extensive long-term care services.

    It is important to note that long-term care Medicaid is different from Medicare, which is a federal program that provides health insurance coverage for people who are 65 or older, or who have certain disabilities. While Medicare may cover some types of medical services, it does not typically cover long-term care services in the same way that Medicaid does.

    Click here to visit RELEP’s Elder Law and Medicaid webpage.

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  • What does a Health Care Power of Attorney do?

    A healthcare power of attorney is a legal document that designates a person (the agent or attorney-in-fact) to make healthcare decisions on behalf of another person (the principal) in the event that the principal becomes incapacitated or unable to make their own healthcare decisions.

    A healthcare power of attorney grants the agent the authority to make decisions related to the principal’s medical treatment, such as:

    Deciding whether to withhold or withdraw life-sustaining treatment
    Choosing healthcare providers and facilities
    Approving or denying medical tests or procedures
    Deciding on the use of pain management

    The agent is responsible for making healthcare decisions in accordance with the principal’s wishes, as expressed in the healthcare power of attorney document or in other advance directives for healthcare.

    The healthcare power of attorney is an important estate planning document that can help ensure that a person’s healthcare wishes are respected and carried out in the event that they become incapacitated. It is important to choose an agent who understands the principal’s wishes and is capable of making difficult medical decisions. It is also important to review and update the healthcare power of attorney regularly to ensure that it reflects any changes in the principal’s circumstances or wishes.
    Click here to go to RELEP’s Estate Planning webpage.

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